01 — The challenge
The problem worth solving.
Everyday banking apps often bury simple tasks behind cluttered menus. Users want to send money to a friend, pay a bill or check what they spent this week in a few taps — without worrying about security.
The product needed to feel effortless on the surface while handling the hard parts underneath: secure authentication, accurate balances, transaction history and integration with a payment provider.
02 — The solution
How we approached it.
01
Two-tap transfers
Recent contacts and smart suggestions put the most common action — sending money — one tap from the home screen, with a clear confirmation step before anything moves.
02
Spending at a glance
Transactions are categorised automatically and summarised in a weekly view, so users understand where their money goes without building spreadsheets.
03
Security users can feel
Biometric login, device binding, step-up verification for large transfers and instant notifications for every transaction.
04
An admin console for operations
A web dashboard lets the operations team review flagged transactions, manage users and handle support requests.
03 — Key features
What’s inside.
- Biometric login
- Peer-to-peer transfers
- Bill payments
- Automatic spending categories
- Real-time push alerts
- Card freeze & limits
- KYC onboarding flow
- Admin & support console
04 — Outcome
The result.
A complete product concept covering onboarding, transfers, bill payments and insights, designed for iOS and Android from one codebase.
An architecture built around auditability: every balance change is traceable to a transaction record.